Who Pays for Medical Bills in an Auto Accident

Whose Insurance Will Pay My Medical Bills?

As the medical bills come in, your own medical health insurer should pay them pursuant to the terms of its coverage.

Any of the medical bills not covered by your health insurance may be paid by your own auto insurer. Your personal auto policy probably has medical payment provisions with limited coverage generally of $1,000 to $5,000. However, if the other motorist caused the accident, his auto insurer would be responsible for all the bills related to the accident.

When the claim against the other motorist and his insurer is settled, your health insurer and your own auto insurer may have a right to get reimbursed for any bills they paid arising out of the accident. Generally, the at‑fault motorist’s insurer pays all the medical bills at the time the claim is settled, and not while the claim is pending.

From its office in Milwaukee, Wisconsin, the attorneys at Previant, Goldberg, Uelmen, Gratz, Miller & Brueggeman, S.C., provide legal representation in workers' compensation, personal injury, workplace injury, family law, and labor law to people throughout Southern Wisconsin and the Fox River Valley, including Milwaukee, Brookfield, Racine, Kenosha, Fond du Lac, Sheboygan, Appleton, Green Bay, Madison, Waukesha, Elkhorn, River Hills, Mequon, Shorewood, Glendale, Fox Point, Bayside, Thiensville, Grafton, Port Washington, West Bend, Germantown, Cedarburg, Stevens Point, Eau Claire, Janesville, Jefferson, Fort Atkinson, Watertown, Beaver Dam, Manitowoc, Oshkosh, West Allis, Cudahy, Franklin, South Milwaukee, Greenfield, Greendale, and surrounding communities in Waukesha County, Milwaukee County, Ozaukee County, Walworth County, Jefferson County, Washington County, Dane County, Brown County, Outagamie County, Vernon County, Sheboygan County, Grant County, Polk County, Racine County, Kenosha County, and Dodge County.